One fee per covered transaction. Nothing per dispute.
The fee is metered on your own transaction count. It starts at a floor while the trial measures, and moves to the published rate only once your numbers show the cover has paid for itself.
The structure. The figures are in the written agreement.
Metered per covered transaction
One fee per covered transaction, billed monthly in arrears on your own monthly count. The count is reconciled against your records each month.
A floor during the trial
While the trial runs you pay the floor: our cost of carrying the cover, disclosed with its arithmetic. Not a discount, and not a price. The floor period ends at twelve months at most.
The published rate
After the trial, a percentage of your revenue per transaction, with a lower and an upper limit per transaction. Your revenue per transaction is read once a year from your published take rate and average transaction value, or confirmed from your accounts.
Warranted downward only
The rate steps up only when the trial shows measured value at or above it. If your numbers carry less, the rate falls to what they carry. Forward only, with no back-charge. Nothing can raise the rate above the published card.
The rate and its floor are set out in the written agreement, with the arithmetic behind each one.
Product screen, pre-launch. Demonstration data; figures are assumptions.
- Nothing per dispute. The fee does not vary with dispute volume.
- No capital, no reserve, no fund. No claim is ever presented to you for payment.
- Nothing for your participants. They pay nothing at any stage.
- No exclusivity, in either direction. Either side can stop on a month's notice.
- No back-charge. A rate that falls, falls forward only.
One template.
Product screen, pre-launch. Demonstration data; figures are assumptions.
Get the benchmark
A one-page estimate of what the cover would cost and carry on your numbers, from public data. Email dex@calmlyresolve.com with the subject "Benchmark".